Financing Available for Our Clients

Snap Finance offers zero-credit financing options for customers interested in purchasing jewelry in Miami, Florida. Through its lease-to-own program, you can purchase the pieces you want and pay for them in affordable installments. Call us. We’ll apply in minutes.

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Currently, Acima specializes in offering lease-to-own contracts for customers who want to purchase products, including jewelry, without relying on traditional credit. Call us. We’ll apply in minutes.

American First Finance offers flexible financing solutions for customers interested in purchasing jewelry, even if they have poor credit. In Florida, you can find jewelry stores that partner with American First Finance to make your purchases easier.

Progressive Leasing is a financing company that offers a lease-to-own model. It allows customers to purchase products without needing good credit, as approval is based on other financial factors, such as income and banking stability.

🔎 Overview
The customer applies for financing, and if approved, Progressive Leasing purchases the product on their behalf.
The customer makes periodic payments (weekly, biweekly, or monthly) to use the product.
At the end of the contract, the customer can:
✅ Complete all payments and keep the product
✅ Make an early purchase to save money
✅ Return the product without penalty

This model allows people with little or no credit history to access high-value products, such as furniture, electronics, and appliances. Additionally, Progressive Leasing does not report payments to credit bureaus, so applying for a loan does not affect your credit score.

Own.lease offers customers a simple option to own products in our store, without the need for credit.

Key Features:

Simple application process: Customers can easily apply with no credit history required.

Immediate access to products: With an initial payment, customers can take the products and begin using them immediately.

Flexible purchase options: Customers can acquire full ownership of the product by completing all payments or use a pre-purchase option to save on additional costs.

No return penalties: If at any time the customer decides not to continue with the lease, they can return the product without incurring any penalties.

Synchrony Bank is an online bank and financial institution offering a variety of savings products, credit cards, and financing options. It is known for partnering with major brands to offer financing options at stores like Amazon, Walmart, Lowe’s, and especially ARCE Jewelry.